html, body, ul, ol, li, p, h1, h2
}
body {
	font: 14px Arial, Helvetica, sans-serif;
	color: #000000;
	text-align: center;
	background: #CCCCCC;
}
p {
	padding: 5px;
	font: 14px Arial, Helvetica, sans-serif;
}
h1 {
	border-bottom: 1px solid #333333;
	font: bold 16px Arial, Helvetica, sans-serif;
	color: #000000;
	text-align: left;
}

#wrapper {
	background: #FFFFFF;
	width: 760px;
	border: 1px solid #999999;
	margin: 10px auto;
	text-align: left;
}

#banner {
	width: 760px;
	border-color: #999999;
	height: 150px;
	background-image: url(Horizon_Studies_banner2.jpg);
	background-repeat: no-repeat;
}
#nav {
	border: 1px solid #999999;
	width: 760px;
	text-align: center;
	height: 15px;
	padding-top: 5px;
	background: #FDE187;
	font: 14px Arial, Helvetica, sans-serif;
	padding-bottom: 5px;
}

#nav ul {
	margin: 0px;
	padding: 0px;
}
#nav ul li {
	display: inline;
	margin: 0px;
	padding: 0px;
}
#nav ul li a {
	color: #0000FF;
	text-align: center;
	padding: 0px 15px;
	border-right: 1px solid #999999;
	text-decoration: none;
	font: 14px Arial, Helvetica, sans-serif;
}

#nav ul li a:visited {
	color:#990066;
	text-decoration:none;
	font: 14px Arial, Helvetica, sans-serif;
}
#nav ul li a: hover, #nav ul li a:focus{
	color:#FF0000;
	text-decoration: none;
	font: 14px Arial, Helvetica, sans-serif;
	text-transform: uppercase;
}

#nav ul li a:active {
color:#FF3300;
	text-decoration:none;
	font: 14px Arial, Helvetica, sans-serif;
}

.leftcol  {
	width: 500px;
	background: #FFFFFF;
	padding: 4px 0px 0px 4px;
	float: left;
	font: 14px Arial, Helvetica, sans-serif;
	color: #000000;
	border-left: 1px solid #999999;
	
	
}


.rightcol {
	font: 14px Arial, Helvetica, sans-serif;
	color: #000000;
	background: #FFFFFF;
	padding: 0px 0px 0px 8px;
	float: left;
	width: 208px;
	
}
.lowercol {
	width: 760px;
	background: #CCCCCC;
	padding: 8px 0px 8px 8px;
	font: 14px Arial, Helvetica, sans-serif;
	color: #000000;
	border-bottom: 1px solid #999999;
	clear: both;
}

a: link {
	color: #0000FF;
	font: 14px Arial, Helvetica, sans-serif;
	text-decoration: none;
}

a:visited {
	color:#990066;
	text-decoration:none;
	font: 14px Arial, Helvetica, sans-serif;
}
a: hover {
	color:#FF0000;
	text-decoration: none;
	font: 14px Arial, Helvetica, sans-serif;
	text-transform: uppercase;
}

a:active {
color:#0000FF;
	text-decoration:none;
	font: 14px Arial, Helvetica, sans-serif;
}

#lowernav {
	width: 760px;
	height: 55px;
	text-align: center;
	padding-top: 5px;
	background: #CCCCCC;
	clear: both;	
}

#lowernav ul {
	margin: 0px;
	padding: 0px;
}
#lowernav ul li {
	display: inline;
	margin: 0px;
	padding: 0px;
}
#lowernav ul li a {
	color: #0000FF;
	text-align: center;
	padding: 0px 15px;
	border-right: 1px solid #999999;
	text-decoration: none;
	font: 14px Arial, Helvetica, sans-serif;
}

#lowernav ul li a:visited {
	color:#990066;
	text-decoration:none;
	font: 14px Arial, Helvetica, sans-serif;
}
#lowernav ul li a: hover, #nav ul li a:focus{
	color:#FF0000;
	text-decoration: none;
	font: 14px Arial, Helvetica, sans-serif;
	text-transform: uppercase;
}

#lowernav ul li a:active {
color:#FF3300;
	text-decoration:none;
	font: 14px Arial, Helvetica, sans-serif;
}


#footer {
	background: #CCCCCC;
	width: 760px;
	margin: 0px;
	text-align: center;
	border: 1px solid #666666;
	font: 10px Arial, Helvetica, sans-serif;
	padding-top: 10px;
}
#footer a {
color: #0000FF;
	font: 10px Arial, Helvetica, sans-serif;
	text-decoration: none;

}
